1. Introduction
Welcome to Global Invest Plan ("we", "us", "our"). We are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, store, disclose, and safeguard your data when you visit our website globalinvestplan.com, engage our services, or interact with us in any way.
By using our website or services, you consent to the practices described in this policy. If you do not agree, please discontinue use of our services immediately.
2. Information We Collect
2.1 Personal Information You Provide
We collect information you voluntarily provide when you:
- Fill out our contact forms, booking forms, or consultation requests
- Subscribe to our newsletter
- Apply for loans or financial products
- Register for an account or advisory package
- Contact us via phone, email, or chat
This information may include: full name, email address, phone number, mailing address, date of birth, Social Security Number (for loan/tax applications), employment details, income information, and financial goals.
2.2 Financial Information
When you apply for loans, wealth management, or tax services, we may collect: bank account details, credit history, income documentation, tax returns, investment account information, and debt obligations.
2.3 Automatically Collected Information
Our website automatically collects certain technical data including: IP address, browser type, device type, operating system, referring URLs, pages visited, time spent on pages, clickstream data, and approximate geographic location (country/city level).
2.4 Cookies and Tracking Technologies
We use cookies, web beacons, and similar tracking technologies to improve user experience, analyze site traffic, and personalize content. You can manage cookie preferences through your browser settings.
3. How We Use Your Information
We use your information to:
- Provide and improve our financial advisory services
- Process loan applications and connect you with lending partners
- Prepare tax returns and provide tax planning advice
- Design and manage investment portfolios
- Broker insurance policies on your behalf
- Communicate with you about appointments, services, and support
- Send newsletters and marketing materials (with your consent)
- Detect and prevent fraud, abuse, and security threats
- Comply with legal obligations and regulatory requirements
- Analyze website usage to improve our services
4. How We Share Your Information
We do not sell, rent, or trade your personal information. We share information only in these limited circumstances:
- Service Providers: Trusted third parties who assist in operating our website, processing payments, or delivering services (e.g., payment processors, email services, cloud hosting). These partners are contractually obligated to protect your data.
- Lending & Insurance Partners: With your explicit consent, we share application information with banks, credit unions, and insurance carriers to secure quotes and approvals for you.
- Professional Advisors: CPAs, attorneys, or custodians involved in your financial planning (with your authorization).
- Legal Compliance: When required by law, subpoena, court order, or to protect the safety and rights of Global Invest Plan, our clients, or the public.
- Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.
5. Data Security
We employ industry-leading security measures to protect your data, including:
- 256-bit SSL/TLS encryption for all data transmission
- Multi-factor authentication for client portals
- SOC 2 Type II compliant cloud infrastructure
- Regular security audits and penetration testing
- Employee background checks and ongoing security training
- Encrypted storage of sensitive financial data at rest
While we take extensive measures to protect your data, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.
6. Data Retention
We retain personal information only as long as necessary to fulfill the purposes described in this policy, or as required by law. Financial records are typically retained for 7 years per IRS guidelines. You may request deletion of your account and data at any time, subject to legal retention requirements.
7. Your Privacy Rights
Depending on your state of residence (including California under CCPA/CPRA, Virginia under VCDPA, and others), you may have the following rights:
- Right to Know: Request details about what personal information we have collected about you.
- Right to Delete: Request deletion of your personal information (subject to legal exceptions).
- Right to Correct: Request correction of inaccurate information.
- Right to Opt-Out: Opt out of the sale or sharing of your personal information (we do not sell data).
- Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.
- Right to Access: Obtain a copy of your personal data in a portable format.
To exercise any of these rights, email privacy@globalinvestplan.com. We respond to verified requests within 30 days.
8. Children's Privacy
Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors. If you believe a minor has provided us with personal data, please contact us and we will delete the information.
9. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.
10. International Users
Global Invest Plan operates in the United States. If you access our services from outside the U.S., please be aware that your information may be transferred to, stored, and processed in the United States, where data protection laws may differ.
11. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our services after changes constitutes acceptance of the revised policy.
12. Contact Us
If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact our Privacy Officer:
Global Invest Plan — Privacy Office
29356 Vera St, Gold Beach, Oregon 97444, USA
Phone: (800) 501-6391
Email: privacy@globalinvestplan.com